OXXO AND SPEI:
MEXICO PAYMENT METHODS

MEXICO'S PAYMENT OPTIONS

Mexico has the most expat-friendly payment ecosystem in Latin America. OXXO cash deposits work for anyone with pesos, no bank account required. SPEI bank transfers are instant for those with Mexican banking. And credit/debit cards have higher acceptance than other LatAm countries.

OXXO - THE EXPAT FAVORITE

How to Deposit via OXXO:

  1. Open your sportsbook app (Caliente, Codere, bet365, Betsson)
  2. Select "Deposit" → "OXXO"
  3. Enter deposit amount and generate payment reference
  4. You'll receive a barcode/reference number
  5. Visit any OXXO store
  6. Show reference to cashier and pay in cash
  7. Receive printed confirmation
  8. Funds appear in betting account within minutes

🎯 OXXO Tips

• Limit per transaction: Usually $10,000 MXN. Make multiple deposits if needed.
• Small fee: OXXO charges $10-20 MXN per transaction.
• Hours: Most OXXOs are 24/7—deposit whenever convenient.
• Receipt: Keep your receipt until funds are confirmed.

SPEI - INSTANT BANK TRANSFERS

🏦 SPEI - Bank Transfer

Instant • Free • Requires Mexican Bank

SPEI (Sistema de Pagos ElectrĂłnicos Interbancarios) is Mexico's instant bank transfer system. If you have a Mexican bank account, this is the fastest and cheapest option.

Speed
Instant (seconds)
Limits
Bank dependent (high)
Fees
Usually free
Requires
Mexican bank account

Opening Mexican Bank Accounts

Good news: Mexico is relatively expat-friendly for banking. BBVA Mexico and Banorte reportedly accept foreigners with passport and proof of address. You may need:

Once you have a bank account, SPEI deposits are instant and free at all major sportsbooks.

OTHER PAYMENT METHODS

Credit/Debit Cards

Mexican sportsbooks accept Visa and Mastercard. Foreign cards sometimes work but may be declined or charged foreign transaction fees. Mexican-issued cards work reliably.

Mercado Pago

Mexico's popular mobile wallet. Can be funded via OXXO or bank transfer. Some sportsbooks accept it directly.

Crypto (Stake)

Stake works in Mexico with crypto deposits. No Mexican banking required—same as anywhere in Latin America.

WHICH SPORTSBOOKS ACCEPT WHAT?

🏆 BET365 MEXICO

100% up to $5,000 MXN

Full English interface. SEGOB licensed. SPEI and card deposits. Best overall for American expats in Mexico.

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American or British Expat?

We have step-by-step guides specifically for expats dealing with US/UK banking blocks, passport verification, and finding sportsbooks that actually work for foreigners.

→ How to Bet in Mexico as an American

FAQ

Can I use my US debit card at OXXO?

No. OXXO accepts cash only (Mexican pesos). Withdraw cash from an ATM first, then deposit at OXXO.

What's the fastest deposit method?

SPEI is instant (seconds). OXXO takes a few minutes for processing. Both are practical for same-day betting.

Are there withdrawal fees?

Most sportsbooks offer free SPEI withdrawals. OXXO is typically deposit-only; withdrawals go to bank accounts.