NEQUI, DAVIPLATA, PSE:
COLOMBIA PAYMENT GUIDE

COLOMBIAN PAYMENT ECOSYSTEM

Colombia has four main payment methods for sports betting: PSE (bank transfer), Nequi (mobile wallet), Daviplata (mobile wallet), and Efecty (cash). Each has different requirements and accessibility for expats.

PSE (PAGOS SEGUROS EN LĂŤNEA)

🏦 PSE - Bank Transfer

Instant • High Limits • Requires Colombian Bank

PSE is Colombia's national bank transfer system. It connects directly to your Colombian bank account for instant deposits and withdrawals. The gold standard for Colombian betting payments.

Speed
Instant
Limits
High (bank dependent)
Fees
Usually free
Requires
Colombian bank account

How PSE Works:

  1. Select PSE as deposit method in sportsbook
  2. Choose your bank (Bancolombia, Davivienda, etc.)
  3. Log into your bank's secure portal
  4. Confirm the transfer
  5. Funds appear instantly in betting account

⚠️ Expat Challenge

PSE requires a Colombian bank account. Opening a bank as a foreigner typically requires cédula de extranjería (foreign resident ID) or visa. Without these, PSE isn't accessible. Use Efecty cash or Stake crypto instead.

NEQUI

📱 NEQUI - Mobile Wallet

App-Based • Moderate Limits • Requires Cédula

Nequi is Colombia's most popular mobile wallet, owned by Bancolombia. Think of it like Venmo for Colombia. Works via smartphone app for instant transfers.

Speed
Instant
Limits
~$3,000,000 COP/month
Fees
Usually free
Requires
Cédula (national ID)

How to Fund Nequi:

For expats: Nequi typically requires Colombian cédula to register. Some report success with cédula de extranjería, but it's not guaranteed.

DAVIPLATA

📱 DAVIPLATA - Mobile Wallet

App-Based • Similar to Nequi • Requires Cédula

Daviplata is Davivienda bank's mobile wallet. Similar functionality to Nequi but linked to a different banking ecosystem.

Speed
Instant
Limits
~$3,000,000 COP/month
Fees
Usually free
Requires
Cédula (national ID)

Same expat limitations as Nequi—typically requires Colombian cédula to register.

EFECTY

đź’µ EFECTY - Cash Deposits

Cash • No Bank Needed • Expat Friendly

Efecty is a cash payment network with locations in convenience stores, pharmacies, and retail shops throughout Colombia. Pay cash, receive digital credit. The best option for expats without local banking.

Speed
Minutes
Limits
~$500,000 COP/transaction
Fees
Small (varies)
Requires
Cash only

How Efecty Works:

  1. Generate deposit code in your sportsbook app
  2. Visit any Efecty location (stores display the logo)
  3. Show code to cashier
  4. Pay cash in Colombian pesos
  5. Receive confirmation receipt
  6. Funds appear in betting account within minutes

🎯 Expat Recommendation

Without cédula: Use Efecty cash deposits at Betsson/Codere, or use Stake with crypto (bypasses all local payment requirements).

With cédula de extranjería: Try registering for Nequi/Daviplata, or open Bancolombia account for PSE access.

WHICH SPORTSBOOKS ACCEPT WHICH METHODS?

🎰 NO LOCAL BANKING? USE STAKE

200% up to $3,000

Crypto deposits bypass PSE, Nequi, and all local banking requirements. Passport verification accepted.

Join Stake →

18+ | Coljuegos Licensed | Gamble Responsibly

🇺🇸🇬🇧

American or British Expat?

We have step-by-step guides specifically for expats dealing with US/UK banking blocks, passport verification, and finding sportsbooks that actually work for foreigners.

→ How to Bet in Colombia as an American